|
Wealth Protection advice
What would happen if you were injured, fell ill or died? No one likes to think about it, but have you considered whether your family would be protected? Could you get by financially if you were no longer able to work either for an extended period of time or permanently? And what if you died?
At Emery Group, we have professional advisers who can assess your personal situation and recommend policies that best suit your needs. We can also review your existing policies to ensure they continue to provide an adequate level of cover. This is particularly important if your financial situation changes and extended coverage is needed for additional family members.
Life insurance
Imagine leaving your family burdened with the debts you created if you died. Insuring your own life ensures you leave adequate resources to your family and dependants. You might be surprised how little that peace of mind costs.
Trauma insurance
Trauma insurance can provide a lump sum payment should you suffer from a number of medical conditions such as cancer, stroke, heart attack and coronary artery (bypass) surgery.
Trauma insurance can be used to take care of all your bills so you’re free to recover and get on with your life or pay for a long held dream. Your lump sum is paid on diagnosis of the covered illness.
Income Protection insurance
For most people, their income is their most valuable asset.
It’s essential to protect your primary source for maintaining and building your wealth.
Income protection policies can replace up to 75% of your gross income if you’re unable to work due to sickness or injury. That means if you could not work for an extended period of time due to accident or illness, up to 75% of your salary would usually be paid for up to age 65 depending on the terms of your contract.
The cost of that peace of mind (income protection) is tax deductible.*
Landlord insurance
Do you own or plan on purchasing an residential investment property?
Landlord insurance products are designed to provide cover for many of the unique risks that can be associated with owning a residential rental property.
We can assist you with sourcing Landlord Insurance which offers comprehensive cover for your investment.
|
